CASE STUDY
Competing on Speed in Property Markets
How a Leading Specialty MGA Removed Submission Friction to Scale Across the US, UK, and Bermuda.
2145+
Submissions processed
~80%
Reduction in manual work
1000+
Underwriters hours reclaimed
99.1%
Field-level data accuracy
91%
"Zero-touch" submissions
Faster
Responses to brokers
Background
A multi-line specialty MGA operating across multiple international markets manages a large portfolio of complex property risks through third-party brokers in highly competitive underwriting environments.
The Challenge
In property markets, speed determines outcomes. Multiple markets often quote the same risk, and the first credible response frequently wins the deal.
For the MGA's underwriting team, that pressure is constant. Submissions surge around renewal deadlines, sharply compressing already narrow timelines. Underwriters must quickly assess fit, prioritize opportunities, and respond to brokers — sometimes within hours — while managing volume across regions.
At the same time, submissions arrive by email and typically include a mix of PDFs, spreadsheets, SOVs, and narrative documents, each structured according to a broker’s own approach. Before underwriting can begin, this information must be interpreted, validated, and entered into internal systems.
That manual work sat directly in the critical path. It delayed broker responses and pulled underwriters into administrative tasks at the moments they needed to focus on judgment, pricing, and engagement.
As the MGA scaled across regions, this friction increasingly constrained how quickly the team could compete — particularly during peak periods.

The Solution
The customer introduced Brisc's Submissions Analyst to remove manual friction in the submissions intake workflow — without changing how brokers submit business or how underwriters operate.
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Submissions continue to arrive by email. Brisc processes all attachments as a unified workflow, extracting and structuring underwriting data before review begins.
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Underwriters now start with structured submissions ready for evaluation — not file handling and data entry.
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Brisc fits directly into the MGA's existing workflows, requiring no portal changes for brokers and no disruption to underwriting operations.
How Brisc Removed Intake Friction
01.
Ingest & Consolidate Submissions
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Submission emails automatically captured
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PDFs, spreadsheets, SOVs, and narrative documents processed together
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All attachments interpreted as a single submission
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No changes required to broker behavior
02.
Extract, Normalize & Validate Underwriting Data
- Key underwriting data extracted across all documents
- Values reconciled and aligned across attachments
- Missing, incomplete, or conflicting information surfaced
- Data standardized into a consistent underwriting format
- Full traceability maintained to original source documents
03.
Deliver Underwriter-Ready Submissions
- Consolidated submission summary with key risk details, coverages, layers, and towers
- Structured data aligned to core rating and exposure fields
- Exceptions clearly surfaced for review
- Direct traceability to source documents for verification
- Intake work completed before underwriting review begins
The Results
Across submission intake, file review, and data entry, Brisc eliminated the majority of the administrative effort that previously sat in the critical path. Instead of reviewing files and rekeying data, underwriters now begin with structured submissions ready for evaluation.
The beauty of Brisc was taking about 80% of the manual labour away, so [we] can focus on underwriting instead of data entry.
Across all extracted underwriting fields, Brisc achieved 99.1% data accuracy, with 91% of submissions requiring no manual updates before entering the underwriting workbench.
With intake friction removed, underwriting teams can get indications and quotes out faster — supporting same-hour or same-day turnaround even during high-volume periods.
Based on average time saved per submission across the MGA's US, UK, and Bermuda Property operations, Brisc removes more than 1,000 hours of manual intake work from the workflow each year.
With Brisc, I submitted 150+ submissions in one morning. This would have taken me days before.
Scale Property Underwriting Without Scaling Headcount
See how Brisc removes submission friction and unlocks underwriting capacity.