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For specialist reinsurers running SICS

Your cession ledger already knows what got bound. The Cession Analyst tells it what got paid.

Brisc's Cession Analyst is an insurance-native AI teammate that reads cedant bordereaux in whatever format they arrive, classifies every line into your SICS entry codes, and posts a clean, audit-ready feed your platform can ingest. Built for the 80% of cedant data that isn't on ADEPT — and won't be for years.

The problem

Cession accounting in 2026 is still mostly rekeying.

It's the third week of the month. Bordereaux are landing in fourteen different shapes. One cedant sends a clean Excel workbook. Another sends a PDF with three embedded tables and a footnote that matters. A third sends a CSV where the column headers shifted again, because their broker swapped systems last quarter.

Your team's job is to get all of that into SICS — every line classified to the right entry code, every figure tied back to a source document, every adjustment explainable in an audit. So they sit down and rekey. They build one-off macros. They send polite emails asking for the file in a slightly different shape.

ADEPT is real, and we're glad it's growing. But ACORD's own numbers tell the story: structured bordereaux through ADEPT cover a fast-growing but still small slice of the market. The other 80% of cedant data — PDFs, emails, spreadsheets, embedded tables, the long tail of legacy formats — is going to keep arriving the way it always has.

01

Format variance

Every cedant sends differently. Every quarter, at least one of them changes how they send. Your team absorbs the variance manually.

02

Knowledge in heads

The senior operator knows that Cedant X's Q3 file always needs a manual override on the brokerage column. When she's out, that override doesn't happen.

03

Leakage you don't see

Errors at intake don't announce themselves. They compound into quarterly reconciliation, then into the loss ratio, then into a number on a board deck.

One reinsurance audit we worked through found a 12% profitability uplift hiding in patterns the manual team had been quietly absorbing for years. The cost of being wrong about a cession entry isn't the rekeying time. It's the systemic distortion of the numbers your underwriters and CFO are making decisions on.

How it works

Extract. Classify. Output. The same three steps, configured to your platform.

The Cession Analyst is a single engine wrapped around a per-customer configuration. The engine is the same across deployments. The configuration — your SICS entry-code dictionary and your output template — is yours, and it deepens over time.

Step 01 · Extract

Read whatever the cedant sent

PDF, Excel, email body, embedded table, scanned attachment, the macro-encrusted workbook from 2019 — the Analyst reads it, structures it, and preserves the lineage back to the source line on the source page.

Step 02 · Classify

Map every line to your SICS entry codes

Written Premium (100). Commission (200). Brokerage (240). Paid Loss (300). The long tail of codes your team actually uses. Every classification carries its rationale, confidence, and a one-click path back to the source.

Step 03 · Output

Hand your platform a clean feed

A CSV in the exact upload shape SICS expects, or whatever ingestion format you've standardized on. Your platform doesn't change. Your workflow doesn't change. The manual work simply moves upstream of the ledger.

The first deployment with a specialist P&C reinsurer involved 21 SICS entry codes in the initial dictionary. The second deployment reused roughly 80% of that work.

We're not a replacement for SICS, ADEPT, or your existing partner stack. We're the layer that turns the eighty percent of cedant data that doesn't arrive in a structured feed into the same shape as the twenty percent that does. So your ledger sees one consistent picture, regardless of which cedant sent which file in which format on which Friday.

Why this matters

What you actually get when the intake layer stops being manual.

Corporate knowledge that survives turnover.

Every cedant quirk, every recurring override, every "always-handle-this-one-this-way" rule a senior operator carries in her head becomes a permanent entry in the dictionary. When she's out, the next person doesn't relearn. When she retires, the institutional knowledge doesn't retire with her. The dictionary becomes part of your operational asset base — a thing you can audit, version, and hand to the next analyst on day one.

Scale without proportional headcount.

The operational math of a reinsurer reads differently when the intake step doesn't grow linearly with cedant count. The same team that handles a $50M book can handle a $400M book — provided they aren't rebuilding cedant context every transaction. The Cession Analyst is what moves the ops curve from linear to sub-linear.

An audit trail that holds up.

Every classification points back to the exact source line on the exact source file with a timestamp and a rationale. When an auditor — internal, external, regulatory — asks why a particular figure landed under entry code 240 instead of 200, the answer is one click away. Not a Slack archaeology project. Not a phone call to whoever was on shift that week.

Accuracy you can stake the loss ratio on.

Across our bordereaux deployments, the Cession Analyst lands at 97%+ classification accuracy on production data — with the remainder routed to a human-in-the-loop queue where the override gets logged, learned, and folded back into the dictionary. The errors you'd be making at intake stop compounding into the quarterly numbers.

Why we built it

We talked to reinsurers who didn't want a new platform. They wanted the layer that fed the one they already had.

We spent the better part of a year sitting with reinsurance ops teams running SICS, Sapiens, Sequel, and the legacy systems that sit alongside them. The pattern was always the same. The platform worked. The accounting worked. The audit worked.

The thing that didn't work was the gap between what the cedant sent and what the platform could ingest. That gap was being filled by people, manually, every month — and the people doing it were the same people who could have been analyzing the book.

So we built for that gap, specifically. The Cession Analyst is the layer between your cedants and your ledger. It doesn't replace what you have. It feeds it. And it gets sharper every month — because the dictionary it works from is yours, and it grows with every new file your team has ever had to figure out.

FAQ

What reinsurers ask us first.

Will this work with our SICS instance?

Yes. The Cession Analyst is designed to sit upstream from SICS and normalize incoming bordereaux into the structure your downstream workflows expect.

How is this different from ADEPT?

ADEPT is an important industry step toward structured bordereaux exchange. The Cession Analyst is built for the reality that most cedant data still arrives outside those standards.

What's the accuracy in production?

Accuracy depends on the cedant mix and workflow complexity, but the platform continuously improves through human-in-the-loop review and historical mapping.

What about cedants who change their format every quarter?

That's exactly the problem this was designed for. The platform learns from historical exceptions and adapts to evolving file structures over time.

What about a multi-jurisdiction setup — Cayman and Ireland (DAC), for example?

The platform supports multiple operational workflows, business rules, and reporting structures across jurisdictions and entities.

What does onboarding cost and how long does it take?

Most teams can begin working sessions quickly using real historical bordereaux files. Initial onboarding is measured in weeks, not multi-quarter transformation projects.

WORKING SESSION

We'd rather show you on your bordereaux than explain it on a slide.

Send us three real cedant files — any format, any quarter, any level of mess. We'll show you what the Cession Analyst does with them in a working session, not a sales demo.