AI Agents for Delegated Authority Insurance Operations

Brisc is an agentic AI platform that automates insurance operations — specifically bordereaux reconciliation, submission intake, and claims triage. Brisc’s AI agents are domain-trained on insurance documents and workflows, deploying alongside your existing systems in 2–6 weeks without requiring IT overhauls or system replacements. Brisc serves MGAs, carriers, reinsurers, and brokers focused on property and casualty lines.

Bordereaux reconciliation is the process of matching premium and claims bordereaux data against bank statements, trust accounts, and remittance advice to verify that the correct amounts have been paid and received across delegated authority programs. Brisc’s Bordereaux & CashOps Agent automates this by ingesting bordereaux, bank statements, and treaty documents, then performing intelligent matching with up to 97% accuracy. Exceptions are flagged for human review with full audit trails. The agent surfaces bound-but-unpaid policies, overdue premiums, and cash application discrepancies in real time — replacing monthly spreadsheet exercises that leave teams weeks behind.

Brisc’s Submissions Agent processes broker submissions in approximately 60 seconds. It ingests emails and attachments (PDFs, spreadsheets, scanned documents), extracts key underwriting fields (named insured, TIV, BI, limits, deductibles, locations, coverage terms), validates data across documents for consistency, and delivers a structured, underwriting-ready summary with confidence indicators. The agent works with existing email workflows and integrates with underwriting workbenches including Marmalade and standard UWB platforms.

Typical deployment takes 2–6 weeks from contract signature. The process involves three phases: Discovery (you provide extraction fields and integration details); Implementation (Brisc deploys your secure isolated environment and configures the agent); and Optimization (parallel run alongside your manual process to validate accuracy before going live). No system integration is required for initial deployment — Brisc works with email, file uploads, and existing document workflows.

No. Brisc is designed to work alongside your existing environment — email, Outlook, shared drives, Excel, your underwriting workbench, your claims system of record. There is no rip-and-replace. Brisc processes data from your current workflows and delivers structured output back to your existing systems. This means minimal change management and no IT infrastructure projects.

Brisc is SOC 2 Type II certified and CCPA compliant. Each customer deployment runs in a secure, isolated environment on Microsoft Azure. Brisc supports Active Directory RBAC for access controls. All data processing includes complete audit trails suitable for regulatory and external audit scrutiny. Brisc does not commingle customer data across deployments.

Brisc serves MGAs, MGUs, carriers, reinsurers, and brokers operating in property and casualty insurance. The platform is purpose-built for delegated authority operations — the operational workflows that connect MGAs, brokers, carriers, and reinsurers including submission processing, claims administration, bordereaux reporting, and premium reconciliation. Brisc’s advisory team includes executives from Hamilton Re, and the platform is designed by insurance operators with direct experience in Bermuda, London, and North American specialty markets.

Most insurance AI platforms focus on underwriting decisions (pricing, risk selection) or claims fraud detection. Brisc focuses on insurance operations — the manual, data-heavy workflows that consume 30–40% of operational capacity across submissions, claims, and financial reconciliation. Brisc is the first agentic AI platform purpose-built for delegated authority operations, including bordereaux reconciliation and cash application — a territory that no other AI-native platform covers. Brisc deploys in weeks alongside existing systems, whereas most platform implementations require months of integration work.