The Reconciliation Analyst matches bank statements, broker remittances, bordereaux and premium finance statements at policy, layer, or treaty level, and posts the result to your PAS with the evidence attached.
Matching is the mechanism. What finance signs off on is the point.
Suspense stops accumulating, and month-end stops carrying guesses.
Duplicates, misdirected settlements and receipts that never land surface in days, not months.
Client-money and CASS reviews, year-end, capacity audits: one export, not a reconstruction.
The reconciled book generates the premium bordereau and payment-allocation reports from validated line items.
Every confirmed payer and netting convention kept, even after your best credit controller moves on.
Volume grows; the process holds without another hire and another 90-day ramp.
The saved hours are real, and they follow from the accuracy. They are the consequence, not the reason a CFO signs.
The Analyst does the matching and posts one thing back: matched cash against the right premium, with the evidence trail for why. It isn’t a second ledger you have to keep in sync.
No data migration, no re-platforming: it reads what your bank, your brokers and your PAS already produce.
Looking for bordereaux-specific processing? See Bordereaux Reconciliation for premium and claims BDX ingestion, validation and transformation.
The Reconciliation Analyst runs the entire path, and reads files as they arrive, because you cannot make brokers send clean ones.
Bank statements, email remittances, broker statements, bordereaux. No template to fill in, no file your team has to re-key first.
Every row standardised: payer resolved, currency and dates aligned, commission and tax positions made explicit.
Cash mapped to where it belongs, including one receipt resolving across several layers: the case spreadsheets handle worst.
Each exception carries an explanation and its source documents, queued for your team’s judgment.
Matched cash posted to your PAS or GL with the evidence trail attached, exportable whenever you need it.
In the delegated-authority books Brisc works with, matching and exceptions are 45–60% of a credit-control team’s hours. The Analyst absorbs the 80% that scales with volume; the 20% judgment layer stays with your team.
Once every line item balances and every receipt is matched, it’s a report the Analyst already has.
What you owe each capacity provider and when, built from matched cash and validated line items.
Generated from validated line items: balanced, matched, and evidenced.
Underwriters see payment issues; credit control works the aging queue; leadership sees the position without asking.
Applied plus unapplied equals what sits in each trust account: the last control before settlement goes out.
The same evidence-backed chain covers both billing modes, remittance to settlement.
Brisc never initiates, holds, or moves a payment; the outputs fit the banking arrangements you already run.
For every matched payment, the Analyst stores what it read, why it matched, and who approved it.
Remitter alias “MRLD BRKNG LDN” confirmed as Marmalade Broking on 12 May (reviewer: J.O.). Amount equals net premium less 22.5% commission per broker statement row 41. Reference 7741 appears on the June bordereau, line 18.
Every reviewer decision feeds three specific mechanisms. Rules do the arithmetic; the model reads the mess.
Rejected matches become logged rules, and you can read the rule that prevents the repeat.
Rejected cases sharpen the model’s matching on your data: your binders, your brokers, your reference conventions.
Every alias your team confirms becomes permanent reference data: corporate knowledge that survives turnover.
The honest ramp. 80% of records match on day one; over roughly 90 days the rate climbs to 92–95% as the rule base absorbs what the model surfaces.
“The beauty of Brisc was taking about 80% of the manual labour away, so people can focus on underwriting instead of data entry.”
No. Your PAS stays the system of record. The Analyst posts one thing back: matched cash against the right premium, with the evidence trail for why.
Uploads in, CSV out. You run the Analyst in parallel with your existing process, no integration project, no IT dependency, and graduate to posting directly into your PAS or GL once the numbers have earned it. Deployment: 2–6 weeks.
What your bank, your brokers, and your market already send: statements from the accounts you run, broker statements and remittances in whatever shape they arrive. No new templates, no format mandates.
SOC 2 Type II, GDPR and CCPA compliant. Every customer runs in an isolated tenant on Microsoft Azure, your data never trains our models, and the full audit trail is exportable. Documentation at trust.brisc.ai.
The macro flow doesn’t change: files in, review, your system out. The Analyst extracts, checks, and queues; your person reviews and approves. Nothing posts without their say until you decide otherwise.
The mess isn’t yours to fix. You cannot make brokers send clean statements or banks send parseable files, which is exactly why the Analyst reads them as they arrive and documents the mess while it works it.
It stops and asks. Unmatched rows queue with the reasoning and source documents attached. Nothing is guessed, nothing is silently corrected.
Reconciliation is a post-settlement control. Screening tools score payments before money moves; the Analyst proves what actually happened afterwards. Duplicate payments, misdirected settlements, and receipts that never arrive surface as unmatched or inconsistent lines within days, with the evidence attached, rather than months later in an audit.
A hire ramps for 90 days, holds the payer aliases in their head, and takes them along when they leave. The Analyst ramps once, and what it learns about your book is yours permanently.
30 minutes, no slide deck. We run your data: a real statement and a real bordereau. Your business is specific; the walkthrough should be too.
Book the walkthrough