Reconciliation Analyst

Cash application and reconciliation: premium in, claims out.

One Analyst, two directions of money, one standard of proof: a cash position you can report, payment problems surfaced in time to chase, an audit trail that survives review. Premium in is matched against what was bound; claims out against what was agreed, with evidence on every row.

Reconciliation Analyst
Read bank statement · June48 lines
Read remittances and bordereau3 documents
Matched to policy and binder46 of 48 matched
Queued for review2 items
MTC-0147 Analyst reasoning GBP 12,480.00

Remitter alias MRLD BRKNG LDN resolved to Marmalade Broking, confirmed 12 May. Amount equals net premium less 22.5% commission per broker statement row 41. Reference 7741 appears on the June bordereau, line 18. Matched, queued for approval.

bank line 23 broker stmt row 41 June BDX line 18
46 of 48 matched audit trail: exportable
The jobs inside

Start from the direction of the money.

Two flows, one platform, one rule base.

The value

Reporting, accuracy, fraud. Covered in both directions.

Matching is the mechanism. What finance signs off on is the point.

A position you can prove

Premium and claims cash trace back to matched records and source documents, so month-end stops carrying guesses.

Loss surfaced after settlement

The control that assumes something got through: duplicates, misdirected settlements and receipts that never land surface as exceptions.

Evidence that survives review

Client-money reviews, year-end, capacity audits: the trail of documents, rules and approvals exports in one pass.

One engine

Match by rule. Argue the borderline. Guess nothing.

Deterministic rules and tolerances

Matching runs on rules, tolerances and confidence tiers; every match names the rule that made it.

AI reads the documents

The model reads statements and remittances and argues the borderline cases; it never decides a match.

The honest ramp

80% of records match on day one; the rate climbs to 92–95% over roughly 90 days.

Common questions

Insurance reconciliation, answered

Does the Analyst replace our PAS or GL?

No. Your PAS stays the system of record. The Analyst does the matching and posts one thing back: matched cash against the right premium, with the evidence trail for why. It isn’t a second ledger to keep in sync.

Is the matching based on rules or AI, and what does it learn from our corrections?

Matching runs on rules, tolerances and confidence tiers; AI reads the documents and argues the borderline cases, never the arithmetic. Your corrections become three things you can inspect: new deterministic rules, sharper prompts tuned on your data, and a permanent store of confirmed payer aliases. 80% on day one, 92 to 95% by about 90 days.

What happens to what it can’t match?

It stops and asks. Unmatched rows queue with the reasoning and source documents attached, ready for your team’s judgment. Nothing is guessed, nothing is silently corrected.

Bring your own bank statement. Watch it balance.

30 minutes, no slide deck. We run your data: a real statement and a real bordereau. Your business is specific; the walkthrough should be too.

Book the walkthrough