Line-level control of delegated authority: every coverholder bordereau validated against binder terms, reported premium matched to the cash that actually arrived. Evidence rides on every row, and your PAS stays the system of record.
Your bordereaux management system tells you what was bound, not what was paid: commission at unchecked rates, taxes misapplied in transit, the policy bound but never paid. Sampling papers over the gap; the Analysts close it, every row, every binder, every day.
Four apply. Most carriers start with the bordereaux.
Every row footed, every rate checked against the binder you agreed; discrepancies return as drafted queries, evidence attached.
Bordereaux reconciliation →Bank, bordereau and remittance reconciled three ways, continuously; aged debt surfaces while it can still be chased.
Bank reconciliation →Versions compared: reserve movements, new large losses and watch-list keywords flagged, before-and-after attached.
Claims bordereaux →Broker packets become checked risk data, every field traced to its source, before an underwriter spends a minute on them.
Submission intake →Different seat? See MGAs or reinsurers. Member-owned mutual? There is a page for you.
A Bermuda-based specialty reinsurer audited four years of bordereaux, 100,000+ premium records, and found a 12% uplift in true profitability. Your delegated book has a number like that; the question is whether you know it.
Three ways, on every row. Arithmetic: gross minus commission, brokerage, taxes and fees must equal the stated net. Terms: the rates and shares applied on each row are checked against the binder you actually agreed. Cash: what the bordereau reports as paid is matched to what actually arrived.
No. It closes the gap that system leaves open. Your bordereaux management system tells you what was bound; Brisc tells you what was paid, and surfaces the difference as a worked exception rather than a quarter-end discovery.
Bordereaux validation, usually: the delegated gap shows there first, and every downstream number inherits its quality. Reconciliation, claims and submissions run on the same platform when you are ready.
That is the operating assumption, not an edge case. Each coverholder’s format is ingested as-is and normalised to one schema, currencies and dates aligned, commission and tax positions explicit. No format mandates for coverholders, no re-keying for your team.
No. Brisc never initiates, holds or moves a payment; it reads your statements and reconciles them. You get the control layer: what arrived, what it belongs to, what is outstanding, with an exportable evidence trail on every record for client-money and regulatory review.
30 minutes, no slide deck. Watch the Analyst balance the rows, check them against binder terms, and match the cash.
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