Three insurance-native AI Analysts for reinsurers: cedent bordereaux normalised per treaty convention, cash matched to treaty and layer, cession entries classified for your system of record. Evidence rides on every line.
Cash applied; cash ageing unattributed in suspense; premium reported but never arrived, invisible until someone reconciles a cedent statement by hand. The convention lives in the treaty file; the person applying it works from memory, quarterly, under deadline.
Three apply. Most reinsurers start with the bordereaux.
100% gross or your share, netting order and brokerage applied per treaty, shown on every line.
Bordereaux reconciliation →Each receipt allocated to the right treaty, layer and period, evidence attached, instead of ageing in suspense.
Bank reconciliation →Cedent lines classified into your cession system’s entry codes, rationale and lineage attached.
Cession accounting →Claims-side depth lives on Claims Bordereaux. Different seat? See MGAs or carriers and insurers. Member-owned mutual? There is a page for you.
A Bermuda-based specialty reinsurer audited four years of bordereaux with Brisc, 100,000+ premium records, and found a 12% uplift in true profitability. Positions footed line by line are positions actuarial can reserve against.
Yes, per treaty, explicitly. The Analyst applies each treaty’s convention (gross-up or share, netting order, brokerage), shows which convention it applied on every line, and balances the result so the settlement figure reconciles to the line items underneath it.
Yes. Each new version is compared against the last, material movements are flagged by your own watch-list criteria (reserve deltas, keywords, new large losses), and the before-and-after is shown with the source attached. Claims development stops hiding in version drift.
No. Your administration system stays the system of record. The Analyst is the layer in front of it: it extracts and normalises what cedents actually send, validates it against treaty terms, matches the cash, and posts clean, evidenced results forward.
Yes, and it is the entry path we recommend. The Analyst re-runs your inception-to-date cash applications independently, then sorts the comparison into matches you agree on, differences worth taking, and genuine disagreements worth a deep-dive. You get certainty over the booked position before committing to anything.
Two things. Reserving quality: paid and outstanding positions built from reconciled line items rather than lagged summaries, so actuarial sees development sooner. Investment income: cash identified and applied faster is cash invested sooner.
30 minutes, no slide deck. Watch the Analyst normalise it per treaty terms, balance the lines, and allocate the cash to layers. Or bring the historical file and ask for the audit.
Book the walkthrough