Diesta and Brisc both match insurance premium cash to what was owed. Diesta wraps that in a payments platform with its own insurance ledger and payment initiation. Brisc does the matching and the document reading only, and posts results back to the systems you already run. Choose on whether you want the money movement in the same product.
Diesta calls itself “a dedicated payments platform for the unique flows within the insurance industry”. Its platform has Reconciliation, a specialised financial ledger for insurance money, Payments with “integrated credit control and payment initiation”, and Diesta AI. It sells to MGAs, brokers and insurers, and is built in London.
Built only for insurance. The Reconciliation Analyst reads bank statements, broker and cedant statements, remittance advices and bordereaux in the layout each party sends, matches cash to policies, binders and claims with deterministic rules, and attaches the evidence to every match. It does not move money and it is not a ledger.
| Diesta | Brisc | |
|---|---|---|
| Scope | Reconciliation, an insurance ledger, payments and credit control | Reconciliation and the document reading that feeds it |
| Moves money | Yes. Payment initiation and embedded payouts are part of the platform | No. Brisc never holds or moves funds |
| Ledger | Its own insurance ledger module | None. Results post back to your policy system, general ledger or data lake |
| What it reads | Premium records, bank data, payment-provider transactions and partner documents in “PDF, Excel, or custom layouts” | Bank statements, broker and cedant statements, remittance advices, bordereaux and Lloyd’s market formats |
| How matching works | Describes its matching and its format recognition as driven by AI | Deterministic rules; AI reads the documents and argues borderline cases, never decides a match |
| Trust accounts | Three-way reconciliation through virtual accounts linked to trust accounts | Matches against the bank accounts you already have |
| Bordereaux | Not mentioned on its platform pages | Read, validated and reconciled to cash by the Bordereaux Analyst |
| Security | States SOC 2, ISO 27001 and GDPR compliance | SOC 2 Type II; one dedicated tenant per customer on Azure; your data never trains a model |
| Time to live | Not stated | 2 to 6 weeks; day one needs no policy-system integration |
When you want collection, allocation and payout in one product, when you are ready to route premium through virtual accounts, or when a purpose-built insurance ledger would replace spreadsheets you rely on today.
When the hard part is the paperwork: remittance advices that arrive as PDFs and email tables, one payment covering forty policies net of commission, bordereaux that have to tie to the bank. And when you want that solved without changing how money moves or adopting another ledger to keep in step.
They overlap on matching and differ everywhere else. A team could collect and pay through Diesta and still use Brisc to read partner bordereaux and prove reported premium against cash.
Comparing a controls platform instead? Brisc vs AutoRek →
If cash is unallocated because remittance detail arrives late or unreadable, Brisc is built for that reading problem. If it is unallocated because payments arrive through channels you cannot see into, Diesta’s virtual accounts address the cause. Find out which it is before buying either.
No. Brisc matches and explains, then posts the result to the system that holds the record. Diesta offers a ledger of its own; Brisc deliberately does not.
Diesta says its matching is driven by AI. In Brisc, matching rules are deterministic and every match names the rule that made it. AI reads documents and proposes how to handle borderline cases, and a person approves those.
It does not initiate payments, hold client money, or produce regulatory client-money reports. It does not split a single payment that arrives with no remittance advice: that goes to an exception queue for a person.
30 minutes, no slide deck. Tell us where the volume hurts and we show you the Analyst on it. Bring a bordereau, statement or submission if you have one; you don’t need to.
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