Bordereaux management software takes the risk, premium and claims bordereaux that coverholders, MGAs and TPAs send, maps each layout to one schema, validates every row against the binder, and produces the report the carrier or Lloyd’s syndicate requires. The main options are VIPR Intrali, Charles Taylor Tide, Send, distriBind, Bordereau.ai, Quantemplate, Vellum and Brisc, with Pro Global as the outsourced route.
There is no single best product. The right choice depends on which side of the binder you sit on, whether Lloyd’s reporting is required, and whether your problem is the data or the money behind it. Brisc sells one of these options. Every other vendor is described from its own website.
Bordereaux management software does four jobs: it ingests files in whatever layout partners send, maps them to a standard schema, validates them against binder terms, and outputs a clean bordereau or data feed. Every product in this guide, from VIPR Intrali to Brisc, covers those four jobs.
The products differ in what surrounds those jobs: how much of the delegated authority lifecycle they cover (onboarding, due diligence, binder management), who does the mapping, and whether the tool stops at a validated file or goes on to check reported premium against cash actually paid.
Teams handle bordereaux in one of four ways: spreadsheets and people, an outsourced processor such as Pro Global, an established London-market platform such as VIPR Intrali or Charles Taylor Tide, or an AI-native tool such as Vellum, Bordereau.ai, distriBind or Brisc.
Right for a handful of binders with stable layouts. It stops working when one person holds the mapping logic, or when each new programme means a new hire.
Right when volume is low or uneven and you need experienced people quickly. The knowledge of your partners’ files sits with the provider.
Right for a Lloyd’s managing agent or a carrier with a large delegated book that wants onboarding, binder management, validation and analytics from one vendor with a long market record.
Right when partner files never arrive in the same shape twice and you want software to adapt to the file. These vendors are newer, so ask for references.
| Option | Type | What its own site says | Consider it when |
|---|---|---|---|
| VIPR Intrali | Established platform | Converts and validates bordereaux in Excel, Word and PDF with over 150 built-in checks against binder terms and regulatory requirements. VIPR says 50% of Lloyd’s managing agents use a VIPR product, and it sells a portal, data warehouse, analytics, onboarding workflow and a managed service. | You are a managing agent or carrier that wants a full delegated authority suite |
| Charles Taylor Tide | Established platform | A “BDX management solution” built for the London market that receives, validates and standardises risk, premium and claims data. Tide powers Delegated Data Manager (DDM). Bordereaux Sync is a separate AI data repair tool. | You used DDM and want to stay on the same technology |
| Send | Underwriting platform | Binder management and bordereaux ingestion inside an underwriting platform, validating incoming bordereaux against agreement terms and authority rules. Its homepage says Duck Creek has acquired Send. | You want direct and delegated underwriting on one platform |
| distriBind | AI-native tool | A “bordereaux management solution” for sending and receiving data across formats and standards, with contract-level and field-level validations and reconciliation of written premium to cash. | You want data exchange between parties, not only file processing |
| Bordereau.ai | AI-native tool | Automates ingestion, validation, correction and reconciliation for carriers, MGAs and coverholders. Lists Lloyd’s 5.2 output and publishes its pricing. | You want self-serve software with public prices |
| Quantemplate | Data preparation platform | Data automation for bordereaux management. Uses AI to map to a schema or target system, including Lloyd’s 5.2, and lets MGAs produce bordereaux tailored to each carrier. | Your need is data transformation across many partners and systems |
| Vellum | AI-native tool | Ingestion, validation and analysis for insurers, reinsurers, aggregators and MGAs. Says it ingests Lloyd’s 5.2 bordereaux and transforms data into that format, with configurable quality checks per feed. | You want a central bordereaux repository with late-file tracking |
| Pro Global | Outsourced service | Bordereaux processing in risk, premium and claims formats by specialists who work in VIPR, Watertrace and DDM, plus implementation services for Intrali. | You want people to run the process, not software to run yourself |
| Brisc | AI-native tool | The Bordereaux Analyst ingests premium, claims and cession bordereaux in any partner layout, validates each row at ingestion, and generates the bordereau in the format the receiver requires, including the Lloyd’s CRS v5.2 file. The Reconciliation Analyst then checks reported premium against cash received. | Your question is whether what was bound was actually paid |
Map each coverholder’s columns once to the Lloyd’s Coverholder Reporting Standards, then let software apply that mapping to every later file. Tide (through DDM), Vellum, Bordereau.ai and Quantemplate all state on their sites that they output Lloyd’s 5.2 data. So does Brisc.
In practice: keep exporting from your own system in your own layout, pick a tool that stores the mapping per binder, and check that it validates before submission and keeps the original file.
Where Brisc fits here: the Bordereaux Analyst maps a partner layout once, reuses it each month, and generates the bordereau in the layout the receiving party requires, such as a carrier template, a syndicate layout or the Lloyd’s Coverholder Reporting Standards v5.2 file. Brisc is not a Lloyd’s market service. If your managing agent requires submission through DDM or another named platform, use that platform.
Outsource when volume is low or uneven and you lack the people. Buy software when volume is growing and you want the mapping rules, the audit trail and the data to stay inside your business. Pro Global and VIPR Managed Service are outsourced routes. VIPR Intrali, Tide, Vellum and Brisc are software routes.
| Question | Points to outsourcing | Points to buying software |
|---|---|---|
| How many bordereaux a month? | A few, or volume that swings | Many, and rising with each new programme |
| Who should hold the mapping knowledge? | The provider is acceptable | It must survive staff turnover in-house |
| Who uses the data? | Finance needs clean reports | Underwriting, actuarial and finance need the data itself |
| What happens if you leave? | Check you get mappings and history back | Check you can export rules and history |
The choice is not exclusive: VIPR sells both a platform and a managed service, and Pro Global’s specialists work inside platforms such as VIPR. No option removes people entirely. Someone still decides what to do with a row that fails a check.
Brisc fits when the question is not only “is this bordereau valid?” but “was the premium on it actually paid?”. Brisc validates the bordereau and then checks what was bound against what was paid, with the evidence attached to every match. As far as we know, Brisc is the only product that ties each bordereau line to the cash that settled it, with evidence on every match. We have not found another vendor that does this.
Brisc reports 99.1% field-level accuracy across its Analysts in production, bordereaux management included.
For a direct comparison, see Brisc vs VIPR. Related pages: Bordereaux Analyst, bordereaux reconciliation, reinsurance bordereaux ingestion, and the guide to bordereaux reconciliation.
Put these to every vendor, Brisc included.
Test with your three most awkward bordereaux, not a clean sample.
Who maps it, how long it takes, and whether it costs extra.
Which checks run, when, and whether you can add your own per binder.
Lloyd’s 5.2, each carrier’s template, and a feed to your own systems.
Whether reported premium is checked against money received, and how that is proved.
Whether every value traces to its source and every decision to a person.
A customer of your size, on your side of the binder.
It depends on the job. VIPR Intrali and Charles Taylor Tide are the established London-market platforms. Vellum, Bordereau.ai, distriBind and Quantemplate focus on mapping and validation. Brisc adds reconciliation of reported premium to cash received.
Yes, as an elective service. DDM is no longer a core Lloyd’s market service. It is offered through LIMOSS, run on Charles Taylor’s Tide.
No. Vellum, Quantemplate, Bordereau.ai, distriBind and Brisc all say they ingest files in the layout partners already send. Test that claim with your own files.
No. It removes re-keying and row-by-row checking. People still handle exceptions. The aim is to add programmes without adding headcount at the same rate.
Management is getting the file ingested, validated and reported. Reconciliation is proving the premium and claims on it against the cash that moved. Brisc covers both, in two Analysts.
30 minutes, no slide deck. Tell us where the volume hurts and we show you the Analyst on it. Bring a bordereau, statement or submission if you have one; you don’t need to.
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