Dream Hannah is an AI reconciliation agent from Dream Payments, powered by Brisc AI, for insurers and property managers across North America. She reviews every payment every day: matches clear automatically, and anything ambiguous is escalated with evidence while there is still time to act.
Dream built the first insurance payments network in the US to deliver claims in real time, today in under 30 seconds. But the proof of what each payment meant still waits for the following close, and every under-collection, duplicate, and diverted payment lives in that gap.
A transaction can be 45 days old by month-end; found that late, it is a matter of record.
Surfaced the day it moves, the same transaction is an alert that can trigger recovery.
Three in four organizations reported an attempted or actual payments fraud attack in 2025; reconciliation is the only control that examines every transaction after the money moves.
“You cannot stop every attack at the door, but you can take away the time.” Brent Ho-Young, CEO & Co-Founder, Dream Payments, at DreamHannah.ai
Hannah surfaces what needs attention each day rather than explaining what happened after the period closed. Deterministic matching handles the clear cases; AI reasons through the ambiguous ones; every decision carries its evidence.
Claim paid twice: the same claim reference appears against two bank debits four days apart, and the second debit ties to no approval in the claims system. Escalated the day it cleared, while recovery is still possible.
The missing deposit, the changed banking details, the double-paid commission or claim: escalated the day they appear.
Every payment is reviewed after it moves, the last and most complete layer of fraud detection.
A traceable evidence chain from cash to approver, so audits stop sampling a slice of the book.
New programs launch on configuration rather than a hiring plan, and what Hannah learns about the book stays.
Six steps, run continuously rather than at month-end. Matching is the starting point, not the finish line: the unmatched remainder becomes a ranked worklist instead of a mystery.
Bank feeds, the Dream payment flow, your PAS, bordereaux, and remittances, in whatever shape they arrive.
Every record resolved into one consistent view of expected versus actual cash.
Deterministic rules clear the high-confidence majority automatically.
AI reasons through the ambiguous remainder and attaches its evidence.
Exceptions come forward ranked by materiality and risk, the day they appear.
A traceable evidence chain from cash to approver, exportable for audit.
The engine behind these six steps is Brisc’s reconciliation platform. See the Brisc platform →
The insurance build of Dream Hannah covers the whole flow of a book, in both directions, across carriers, MGAs, TPAs, brokers, and programs.
Expected premium from policies and bordereaux, matched to the cash that lands; short-pays surface with the difference explained.
Broker deductions checked against contracted terms; the commission taken twice does not wait for month-end.
Every claim payment tied to its claim file and approval; duplicates and failed payments surface while recovery is possible.
Unresolved items ranked by materiality and risk, each with Hannah’s reasoning and evidence attached.
The boundary is deliberate. Brisc never initiates, holds, or moves a payment. Dream handles money movement; Hannah handles the proof that makes it auditable.
“Money can move in seconds and then spend 45 days waiting for an explanation, and that is backwards. Every dollar should prove where it came from, where it went, and why, while action is still possible.”
“Rent and premium fail the same way: the money arrives and the story doesn’t. Brisc was built to reason through that remainder, and Dream sees both sides of the payment, so together we can make the proof arrive with the money.”
Dream Hannah is available to property managers, insurance carriers, MGAs, TPAs, program administrators, and software platforms across North America. It starts with a reconciliation assessment on your own data: talk to Brisc, ask your Dream account team.
Tell us about your book and we’ll come back with a reconciliation assessment: automated match coverage estimated on your data, and the business case quantified.
Dream Hannah is an AI reconciliation agent from Dream Payments, powered by Brisc AI. She reviews and reconciles every payment executed across the business every day: high-confidence matches clear automatically, and anything missing or ambiguous is escalated with her reasoning and evidence attached, while there is still time to act.
Dream moves the money and sees both sides of the payment: the dollar a business expects and the one that actually arrives. Brisc is the reconciliation engine underneath: it ties each bank transaction to the remittance, bordereau, policy, claim, or approval that explains it, and brings the exceptions forward with evidence. Dream moves it; Hannah proves it.
No, deliberately. Brisc never initiates, holds, or moves a payment. Dream handles money movement; Brisc reads the payment data alongside your statements, remittances, and bordereaux and produces the matches, the exceptions, and the audit trail.
No. Hannah is a working reconciliation analyst, not a conversational interface. Deterministic rules clear the clear cases, AI reasons through the ambiguous ones, and people step in only where judgment matters. Reviewer decisions teach her, so coverage of your book compounds instead of resetting.
Insurance carriers, MGAs, TPAs, and program administrators; property managers; and the software platforms that serve them, across North America. Insurance and property management fail the same way: the money arrives and the story does not. Hannah closes that gap for both.
With a reconciliation assessment: it estimates automated match coverage on your own data and quantifies the initial business case. Talk to Brisc to set one up, ask your Dream account team, or visit DreamHannah.ai.
Brisc also reads bank statements, email remittances, broker statements, and bordereaux in whatever shape they arrive, so one reconciliation covers the whole book: the Dream flow arrives with references attached, and the rest is matched from the documents your bank and counterparties already send.
Product, partnership, or rollout: it lands directly with the team.
Contact Brisc