Tide is Charles Taylor InsureTech’s bordereaux management system, built for the London market and used to standardise delegated authority data at scale. Brisc’s Bordereaux Analyst reads whatever layout a partner sends, produces the bordereau in the format the receiver needs, and reconciles reported premium to cash. Tide is the system of record. Brisc is the work around it.
Charles Taylor describes Tide as “a BDX management solution” for viewing and managing bordereaux in a single, centralised, highly automated way. It is a cloud-based SaaS platform hosted in Azure, consumes data from any source in any format through its APIs, and produces a single, standardised dataset with business intelligence on top. Tide underpins Delegated Data Manager, the London market’s delegated data service. A separate tool, Bordereaux Sync, uses generative and agentic AI to cleanse and repair faulty data before submission to any bordereaux system.
The Bordereaux Analyst reads the layout each partner actually sends, validates it against the binder, and generates the bordereau in the format the receiving party requires. Reported premium is then reconciled to the money that arrived. Every extracted value and every match carries its evidence.
| Charles Taylor Tide | Brisc | |
|---|---|---|
| What it is | Centralised bordereaux management system with analytics | An Analyst that reads, validates, produces and reconciles bordereaux |
| Heritage | London market; underpins Delegated Data Manager | Built for MGAs, carriers, reinsurers and mutuals |
| Formats in | Any source in any format, through APIs | Excel and CSV (most arrive as Excel), settlement documents and forwarded broker emails |
| Fixing bad data | Bordereaux Sync, an AI repair and cleansing tool | Errors flagged with the reason; a person confirms the correction |
| Standard dataset and BI | Yes, a core purpose | No warehouse. Output posts to your systems |
| Bordereaux out | Standardised risk, premium and claims data | The bordereau itself, generated in the receiver’s format |
| Reconciliation to cash | Not described on its bordereaux page | Core. Reported premium matched to the bank with evidence |
| Lloyd’s-grade reporting | Its heritage and strength | Generates and validates the bordereau in the layout your managing agent requires; not a Lloyd’s market service |
| Time to live | Not stated | 2 to 6 weeks |
When you are a managing agent or carrier that needs one standard dataset across many coverholders, market-grade reporting, and analytics on top.
When partner files arrive in layouts no template anticipated, when you have to produce bordereaux as well as receive them, and when premium reported has to be proven against money received.
Brisc can prepare and reconcile; a market system can hold the standard record.
Bordereaux at Brisc
For market reporting and a standard dataset across coverholders, Tide or VIPR. Brisc is not a Lloyd’s market service, though it generates and validates the bordereaux used for Lloyd’s reporting in the layout the managing agent requires. Managing agents use Brisc for non-Bureau programmes, awkward partner files and reconciliation to cash.
Not a market-grade one. Brisc has no coverholder onboarding, no submission portal and no data warehouse. For an MGA or reinsurer without those needs, it can be the whole bordereaux process.
Yes. It reads the incoming layout, maps it once, reuses that mapping each month, and generates the output in the format the receiver requires. Your team sees the result and any exceptions.
Reordered, added or renamed columns Brisc recognises are applied automatically and noted. Anything else pauses the file with the reason in plain English; Brisc updates the mapping and the same file resumes with no re-upload. Your operations team sees the exceptions. No engineering ticket is needed.
30 minutes, no slide deck. We run your real bordereau and a real bank statement. Your book is specific; the walkthrough should be too.
Book the walkthroughNot ready for a call? Get the Decoding AI guide →